Insurance and Bonding

[emcclaskey]

I am just starting out in the business. The first order of business is to get insurance, but I haven't a clue what the current rates are in NEW JERSEY. I have received one quote already and should have another by Monday 8/11/08. Can anyone give me a rough idea of the premiums in NJ.

I don't have any employees except my wife and I. We will not be taking a salary until we get the business fully up and financial set.

Thanks for your help!!!!!!
Emcclaskey

[sparklingsolutions]

I am new to site but just to let you know, after the first year the price goes way down. My insurance dropped almost $300 after the first year.